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Benefits 

Top Stories

Front Page News

Economic Fears Increase Unhealthy Behaviors Among Employed
As the unemployment rate rises to double digits, employees who still have jobs tend to smoke more, drink more and exercise less, a new study shows. More 

Poor Health Takes Financial Toll on Employees
Working Americans who say they are in fair or poor health are more likely to be in worse financial shape than their healthier counterparts, which is another incentive for participation in wellness programs. More

Why Employee Well-Being Matters to Your Bottom Line
Employees experiencing reduced productivity while at work, or presenteeism, due to health issues are also much more likely to report that reductions in productivity are due to other factors, such as job overload, financial stress and personal problems. That's why looking at health or wellness alone to contain medical expenditures or prevent health-related productivity loss is short sighted. More

Employer Contributions Shifting in Consumer-Driven Health Plans
Among Americans who have consumer-driven health plans (CDHPs) linked to accounts that are fully or partially funded by their employers, workers with individual coverage have seen their annual employer contributions decrease, while those with family coverage have seen their annual employer contributions increase, according to a new survey by the nonpartisan Employee Benefit Research Institute (EBRI). More

Congress Weighs COBRA Subsidy Extension
Now that it's extended unemployment benefits for up to 20 additional weeks, Congress turns its attention to extending the government's subsidy of COBRA health insurance premiums for unemployed workers, set to start expiring in December. More 

SHRM Poll Looks at Financial Education in the Workplace
A new SHRM poll crunches the numbers regarding financial education as an employer-provided benefit. More 

Avoid Common Myths When Coordinating FMLA and STD Leave
When coordinating the Family and Medical Leave Act (FMLA) and other mandated leave with short-term disability (STD) leave plans, avert these common misconceptions. More

Fewer U.S. Companies Having Holiday Parties
Despite signs of  economic recovery, fewer companies are planning 2009 holiday parties. Among those that are, many will spend less for the event. More

More Companies Plan to Unfreeze Salaries, Restore 401(k) Matches
About half of all large U.S. companies that froze salaries for 2009 plan to unfreeze them for 2010, and over a third of companies that reduced 401(k) matching contributions plan to restore them, according to an October 2009 survey. One reason: More employers think their financial setbacks have bottomed out. More

Voluntary Benefits Poised to Increase
New research shows that optional benefits provided by U.S. and global employers
, typically through flexible benefit plans, are on the rise—and helping to meet the needs of a diverse workforce. More

HIPAA Enforcement Rule Revised to Reflect Increased Penalties
The U.S. Department of Health and Human Services amended its Health Insurance Portability and Accountability Act (HIPAA) enforcement regulations in an Oct. 30, 2009, interim final rule to reflect higher penalties for HIPAA rules violations. More

Many Health Care Reform Options on the Table
In addition to the debate over a government-run "public option," congress is weighing the scope of employer "pay or play" mandates that would require businesses to offer a level of health care benefits that limits employee out-of-pocket expenses, or pay a penalty. More

EEOC: Risk Assessment Can't Be Prerequisite to HRA Reimbursement
In an informal discussion letter, the U.S. Equal Employment Opportunity Commission has stated that the Americans with Disabilities Act does not permit an employer to require its employees to complete a health risk assessment to receive money from an employer-funded health reimbursement arrangement (HRA). The letter also included guidance on questions prohibited by the Genetic Information Nondiscrimination Act. More 
 

FMLA Amendments Signed by President
The Family and Medical Leave Act (FMLA) was amended to mandate exigency leave to all covered active duty members and expand the military caregiver provision to family members of certain former service members. More

Does FMLA Apply When Employees' Children Get H1N1?
If an employee's child has been diagnosed with the H1N1 virus, it could be considered a "serious health condition" under the Family and Medical Leave Act (FMLA). However, if an employee's child's school is simply closed because of the threat of H1N1, and his or her child has not been diagnosed with the virus, FMLA would not apply. More

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H1N1 Swine Flu: News & Resources
SHRM Online presents links and summaries to the information you need to know, with frequent updates.
Go to the H1N1 Flu web page 
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Where are the latest articles on compensation and monetary rewards? They are posted in SHRM Online's Compensation Discipline!

Daily Newswire

For full links/summaries to some of the best new comp/benefits stories on the web, click here. Highlights: 

COBRA Expansion Bills Introduced (Infinisource)

Executive Pensions Rose in ‘08 Even as Stocks Fell: Report (Reuters, Wall Street Journal) 

Five Health Care Culprits Cost $1 Trillion (CNNMoney.com)

Bill Would Extend Time to Fund Pension Plans (New York Times)

Recently Posted
News and Features                        

BENEFIT TRENDS:

Financial Execs Cite Employee Benefits as Top Cost Concern

 Missed Open Enrollment Can Mean Higher Costs for Workers

 New Excise Tax Reporting for Violations of COBRA, HIPAA Takes Effect in 2010

 Workers' Engagement Levels Drop, Along with Their Expectations

HEALTH CARE:

 Forecast: Health Care Costs Over $10,000 per Employee Plus One

 Senate Hearing Probes Long-Term Care Rate Increases 

Rx Trends: Employers Crunch Data, Add Clinical Management to Pharmacy Programs

Mental Health Parity: Is Your Plan Ready?

Reform Not Expected to Curtail Shift to Consumer-Directed Health

WELLNESS:

Healthy Eats: How to Overhaul the Worksite Cafeteria

 'Tectonic Plates' and the ROI of Health Benefit Programs

Do Your Health and Wellness Plans Violate GINA?

 Size and Scope of Wellness Incentives Grow Larger

RETIREMENT--DEFINED CONTRIBUTION PLANS:

 Employer Commitment to Workers’ Retirement Plans Declines

 IRS: Retirement Plan Maximums Remain Flat for 2010

 401(k) Stats: Benchmarks for Plan Sponsors

 Answers to 401(k) Questions that Matter Most

RETIREMENT--DEFINED BENEFIT PLANS:

 Global Pension Index Ranks U.S. 'Below Average'

 U.S. Employers Face Big Pension Funding Tabs Without Relief

 Pension Tension: Seven Critical Questions Facing Plan Sponsors

RETIREMENT PLANNING

 Hispanic Americans Face Higher Retirement Hurdles

FAMILY & MEDICAL LEAVE ACT

 No Lack of Proposed FMLA Amendments

SUPPLEMENTAL BENEFITS 

 Group Legal Plans Help with Personal Financial Challenges

 Dental Benefits Under-Valued Without Effective Communications

SHRM RESEARCH REPORTS:

SHRM 2009 Employee Benefits Survey Report

  SHRM 2009 Employee Job Satisfaction Survey Report

 SHRM Examining Paid Leave in the Workplace Survey Report

SHRM Health Care Benchmarking Study: 2008 Executive Summary

Note: SHRM Online's full archive of benefits articles can be accessed via the list of benefits topics on the upper left side of this web page.

 Webcasts

Recent Webcasts: Now Available 'On Demand':

Enhance Consumer-Driven Plans with Wellness Integration
Presenter: Derek Boyce (Interra Health) and John Boss (Aon Corp.)
Many employers are adding -- or even entirely shifting to -- consumer-driven health plans to cut their employee coverage costs and give workers more say in their health care decisions. This program examines the ins and outs of consumer health plans and also provides insight as to how to expand their reach, by integrating them with employers' wellness initiatives. This webcast is sponsored by Avivia Health
.
View this webcast

Can Your Company Save Money and Preserve Perks?
Presenter: Gary Kushner (Kushner & Co.)
As companies continue to look for ways to control costs and avoid layoffs, many are reconsidering their benefits packages: Are there less expensive alternatives? What programs can be reduced or eliminated without sacrificing employee loyalty or morale? Are there new products that allow employers to provide equal or greater coverage at a lower cost? In this webcast, Gary Kushner, , CBP, president and CEO of Kushner & Co will
review steps employers can take to lower costs while still offering high-quality benefits to employees. He'll also look at the latest trends in benefits coverage. This webcast is sponsored by Workscape.
View this webcast 

Creating Safe Workplaces with Wellness Programs
Presenter: Jayme Ambrose (Scottsdale Healthcare)
Identifying health issues and providing options for wellness can help reduce the overall costs of your work-related injuries. This program looks at integrating wellness and safety programs -- and the wins for employees that
result.
View this webcast

Cut Costs with Total Health Care Management
Presenters: Cindy Gates and Robert Colao (Mercer)
A growing number of employers are adopting total health management, an approach to managing health care costs. With health management costs accounting for nearly a quarter of payrolls, such an approach can yield overall cost reductions of 1 to 3 percent of payroll. This program will describe approaches employers have taken to create a sustainable culture of health, facilitating behavior change and cutting costs This webast is sponsored by Avivia Health. 
View this webcast

  • Communicating  CDHPs to Your Workforce
    Presenters: Suzanne McGrey (Employee Benefit Solutinos) and Lane Transou, SPHR, (Global Industries Ltd.)
    There is growing interest in consumer-directed health plans (CDHPs) among both employers and employees. This presentation explains how to select and implement the plan that's right for you. This webcast is sponsored by Workscape.
    View this webcast

  •  Reprints & Permissions

    Reprints can be ordered in two ways: hard copy glossy reprints and electronic in Portable Document Format (PDF). Reprints are available for editorial content from HR Magazine, HR News, the SHRM Legal Report, any of the HR Disciplines, and Staffing Management magazine. Contact YGS Group at (800) 501-9571.

    An Introduction to Benefits

    Get an overview of terminology and issues associated with benefits.

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    SHRM publishes a Benefits electronic newsletter covering a wide variety of topics, four times per month.

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     Featured Video

    Health Incentives
    Union Pacific Corp. offers several rewards that encourage employees to take steps to improve their health, says Barbara Schaefer, senior VP of HR.
    HR Talk: Discuss Benefits

     SHRMstore Feature

    2010 Complete Guide to Human Resources and the Law 

    Legal guidance for HR areas including employee benefit plans, compensation, and recordkeeping, with up-to-date information as well as practical tips and checklists. The 2010 edition provides new and expanded coverage of the effects of legislation such as the Lilly Ledbetter Fair Pay Act, the Mental Health Parity and Addiction Equity Act, and the Children's Health Insurance Program Reauthorization Act;  Department of Labor regulations regarding the Family and Medical Leave Act; revised rules for annual funding notices for most benefit plans; and evolving standards for reviewing claims decisions made by plan sponsors and insurers.

     _______

    SHRM Customized Benchmarking Service
    With more than 140 metrics from over 5.000 organizations in its benchmarking database, SHRM offers objective data on some of the most important issues facing HR and organizations today. Choose from three different benchmarking reports (human capital, health care, retirement and welfare) customized to your organization's industry and employee size, with a discount for SHRM members.
    Go to Customized Benchmarking Service

     



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